Independent Unit Insurance Deadline!!
Author: Donna McKinney
SCGC Insurance Guidelines
Scholastic Ensembles are not required to provide proof of insurance.
Independent Ensemble Insurance Requirements: $1,000,000 General Liability coverage and $10,000
Accident Medical Payments coverage policies are required per organization.
Independent Groups who fall under a University or School District insurance must provide a certificate of
coverage that reflects the specific Independent Group Name on the certificate and must detail $1,000,000
General Liability and $10,000 Accident Medical Payment coverage.
Submission Deadline ? Independent groups must mail proof of insurance with payment on or before
Jan 1. If group is using PayPal as method of payment, proof of insurance should be emailed/mailed
on or before Jan 1.
WGI has arranged a favorable group rate. Please Visit the WGI website for information and cost. The
General Liability policy protects your group, instructors, directors and officers against claims of bodily
injury liability, property damage liability, and the litigation costs to defend against such claims. This
coverage should also allow a group to rent rehearsal facilities, as most require proof of coverage.
The Accident Medical Payments covers all participants, volunteer workers and staff members while
participating in sponsored and supervised activities and while traveling, directly and without interruption,
to and from sponsored and supervised activities and their homes or places of residence.